Fortiva Credit Card Acceptance Code: Everything You Need to Know
Fortiva Credit Card is an excellent option for those looking for credit cards with fair credit scores. This article covers everything you need to know about the Fortiva Credit Card Acceptance Code.
Table of Contents
What is a Fortiva Credit Card Acceptance Code?
A Fortiva Credit Card Acceptance Code is a code that can be used to apply for a Fortiva Credit Card. It is a unique code given to a consumer who meets the eligibility criteria required to apply for the card. With this code, consumers can apply for a Fortiva Credit Card with a higher chance of approval.
How to get a Fortiva Credit Card Acceptance Code?
Getting a Fortiva Credit Card Acceptance Code is easy. You can receive an offer in the mail, or you can visit the Fortiva Credit Card website and apply for a pre-approved offer. If you receive an offer in the mail, the code will be included in the offer. If you apply for a pre-approved offer online, the acceptance code will be displayed on the screen once you complete the pre-qualification process.
Benefits of having a Fortiva Credit Card Acceptance Code
Having a Fortiva Credit Card Acceptance Code can provide several benefits, such as:
- Higher chance of approval: With the acceptance code, consumers have a higher chance of approval when they apply for a Fortiva Credit Card.
- Easy application process: The acceptance code makes the application process simple and quick, as consumers can use it to pre-fill the application.
- Improved credit score: Fortiva Credit Card reports to major credit bureaus, and timely payments can help consumers improve their credit score.
Understanding Fortiva Credit Card
Eligibility criteria
To be eligible for a Fortiva Credit Card, consumers must meet the following criteria:
- At least 18 years of age
- Have a valid Social Security number or Individual Taxpayer Identification Number (ITIN)
- Live in the United States
- Have a valid mailing address
How to apply for a Fortiva Credit Card
Applying for a Fortiva Credit Card is easy. Consumers can follow these steps:
- Go to the Fortiva Credit Card website
- Enter the acceptance code
- Fill out the pre-filled application with personal and financial information
- Review and submit the application
Fortiva Credit Card features and fees
The Fortiva Credit Card offers several features, such as:
- Credit limit increase opportunities
- Credit score reporting to major credit bureaus
- Online account management
- Zero fraud liability
- Free online FICO score access
However, it also comes with fees, such as:
- Annual fee ranging from $49 to $175 depending on creditworthiness
- APR ranging from 21.74% to 36.00% depending on creditworthiness
- Late payment fee up to $40
How to make payments and manage your account
Consumers can make payments and manage their Fortiva Credit Card account online. They can log in to their account using the Fortiva Credit Card website or the Fortiva mobile app. From there, they can make payments, check their balance, view their transaction history, and update their personal information.
Frequently asked questions (FAQs)
Q1. What is the Fortiva Credit Card?
The Fortiva Credit Card is a credit card for those with fair credit scores who may have difficulty getting approved for other credit cards. It offers features such as credit limit increase opportunities and credit score reporting to major credit bureaus.
Q2. What is a Fortiva Credit Card Acceptance Code?
A Fortiva Credit Card Acceptance Code is a unique code given to a consumer who meets the eligibility criteria required to apply for a Fortiva Credit Card. It can be used to pre-fill the application and increase the chances of approval.
Q3. How do I get a Fortiva Credit Card Acceptance Code?
You can receive an offer in the mail or apply for a pre-approved offer online to receive a Fortiva Credit Card Acceptance Code.
Q4. What are the fees associated with a Fortiva Credit Card?
The Fortiva Credit Card comes with an annual fee ranging from $49 to $175 and an APR ranging from 21.74% to 36.00%, depending on creditworthiness. There is also a late payment fee of up to $40.
Q5. How can I manage my Fortiva Credit Card account?
You can manage your Fortiva Credit Card account online by logging in to the Fortiva Credit Card website or using the Fortiva mobile app. From there, you can make payments, check your balance, view your transaction history, and update your personal information.
Q6. Fortiva Card Customer Service
Got a question? Give us a call. 1-800-443-1305
Phone: 800-245-7741
Mail: Fortiva P.O. Box 105555. Atlanta, GA 30348-5555
Local Address: Corporate Headquarters 5 Concourse Parkway, Atlanta, GA US
Conclusion
In conclusion, the Fortiva Credit Card Acceptance Code can make the application process for a Fortiva Credit Card quick and easy. With the unique code, consumers have a higher chance of approval and can enjoy several benefits, including credit score reporting and online account management. However, it’s important to be aware of the fees associated with the card and manage the account responsibly.
